MaRisk Implementation - Strategic Risk Management Excellence
Ihr Erfolg beginnt hier
Bereit für den nächsten Schritt?
Schnell, einfach und absolut unverbindlich.
Zur optimalen Vorbereitung:
- Ihr Anliegen
- Wunsch-Ergebnis
- Bisherige Schritte
Oder kontaktieren Sie uns direkt:
Zertifikate, Partner und mehr...
MaRisk Implementation
Our Strengths
- Extensive experience in implementing regulatory requirements
- Combined expertise in banking operations and IT implementation
- Proven methods and tools for efficient implementation
- Close dialogue with supervisory authorities and continuous updating of our methods
âš
Expert Tip
Effective MaRisk implementation should not be viewed as an isolated compliance project, but as an opportunity to optimize business processes and build integrated risk management.
ADVISORI in Zahlen
11+
Jahre Erfahrung
120+
Mitarbeiter
520+
Projekte
We rely on a structured and practice-oriented approach to implementing MaRisk requirements, tailored to your specific needs and existing structures.
Unser Ansatz:
Gap analysis to identify action requirements
Development of a customized implementation plan
Creation and adaptation of required documentation
Implementation and integration into existing systems
Continuous quality assurance and optimization
"We support our clients in seamlessly and efficiently integrating complex MaRisk requirements into their existing processes. With practical methods and individually tailored solutions, we not only strengthen regulatory security but also elevate risk management to a new level."
Andreas Krekel
Head of Risikomanagement, Regulatory Reporting
Expertise & Erfahrung:
10+ Jahre Erfahrung, SQL, R-Studio, BAIS- MSG, ABACUS, SAPBA, HPQC, JIRA, MS Office, SAS, Business Process Manager, IBM Operational Decision Management
Unsere Dienstleistungen
Wir bieten Ihnen maßgeschneiderte Lösungen für Ihre digitale Transformation
MaRisk Documentation Requirements
Development and implementation of a structured documentation concept for compliant fulfillment of MaRisk requirements.
- Creation of process and control descriptions
- Development of standardized documentation templates
- Implementation of a documentation management system
- Quality assurance of regulatory documentation
MaRisk ICS Integration
Design and implementation of an effective internal control system in accordance with MaRisk requirements.
- Risk-oriented design of control mechanisms
- Integration of ICS into existing processes
- Development of control documentation and evidence
- Implementation of a continuous monitoring process
MaRisk Risk Management Tools Integration
Selection, customization, and integration of tools for effective risk management in accordance with MaRisk requirements.
- Needs analysis and tool evaluation
- Customizing and configuration of risk management tools
- Integration into existing IT landscape
- Training and knowledge transfer for internal teams
Suchen Sie nach einer vollständigen Übersicht aller unserer Dienstleistungen?
Zur kompletten Service-ĂśbersichtUnsere Kompetenzbereiche in Regulatory Compliance Management
Unsere Expertise im Management regulatorischer Compliance und Transformation, inklusive DORA.
DORA Digital Operational Resilience Act
Stärken Sie Ihre digitale operationelle Widerstandsfähigkeit gemäß DORA.
â–Ľ
Regulatory Transformation Projektmanagement
Wir steuern Ihre regulatorischen Transformationsprojekte erfolgreich – von der Konzeption bis zur nachhaltigen Implementierung.
â–Ľ
Häufig gestellte Fragen zur MaRisk Implementation - Strategic Risk Management Excellence
Why is structured MaRisk implementation strategically significant for the management of financial institutions?
For the C-suite, a well-conceived MaRisk implementation represents far more than a regulatory compliance exercise – it is a decisive strategic lever for sustainable business success and resilience. MaRisk requirements permeate all business areas and influence critical entrepreneurial decision-making processes. A purely formalistic implementation wastes considerable value creation potential and strategic opportunities.
🔍 Strategic Dimension of MaRisk for Executive Leadership:
•
Governance Excellence: Implementation of decision-making and control structures that are not only MaRisk-compliant but also improve the organization's responsiveness and decision quality.
•
Risk Competence as Competitive Advantage: Building differentiated and forward-looking risk management that not only identifies threats early but also proactively leverages opportunities.
•
Securing Digital Transformation: Well-founded risk assessment and management of new business models and digital initiatives that both strengthens innovation capacity and ensures regulatory security.
•
Reputation and Stakeholder Trust: Signaling professionalism and responsibility to supervisors, customers, investors, and partners through excellent risk culture.
đź’ˇ The ADVISORI Approach for Strategically Valuable MaRisk Implementation:
•
Business Integration: We develop solutions that seamlessly integrate MaRisk requirements into your business processes and strategic initiatives, rather than creating isolated compliance silos.
•
Efficiency Orientation: Our implementation approaches focus on lean, scalable structures that meet regulatory requirements with minimal overhead.
•
Future-Proofing: Implementation of governance structures and IT systems that are flexibly adaptable to future regulatory changes.
•
Knowledge Transfer: Empowering your organization through practice-oriented training and tool integration that establishes MaRisk as a natural part of your corporate culture.
How can we efficiently implement MaRisk documentation requirements while minimizing bureaucratic overhead?
MaRisk documentation presents many institutions with a significant challenge: on one hand, supervision requires comprehensive, complete documentation; on the other hand, bureaucratic effort should not impair organizational efficiency. ADVISORI has developed sustainable strategies that reconcile both goals and transform documentation from a burden into a strategic asset.
đź“‹ Strategies for Efficient and Value-Creating Documentation:
•
Digitalization of Documentation Management: Implementation of modern tools for automated creation, maintenance, and versioning of regulatory documents that minimize manual processes and maximize consistency.
•
Standardization with Flexibility: Development of modular documentation templates and structures that follow uniform standards but are flexibly adaptable to specific business processes.
•
Integration into Workflows: Anchoring documentation processes in daily work routines so that documentation emerges parallel to actual work, not as an additional task.
•
Single-Source-of-Truth Principle: Establishment of central information sources that can be reused in various regulatory contexts to avoid redundancies.
🔄 ADVISORI's Multi-Dimensional Implementation Approach:
•
Thorough Inventory: Analysis of your existing documentation landscape to identify redundancies, gaps, and improvement potentials.
•
Design of Future-Proof Structures: Development of a documentation concept that meets current and foreseeable future regulatory requirements.
•
IT-Supported Optimization: Selection and implementation of suitable tools that automate processes and drastically reduce manual maintenance effort.
•
Knowledge Transfer and Training: Empowering your teams through practice-oriented training and detailed action guidelines to efficiently manage documentation processes.Our clients report efficiency increases of 30‑50% after implementing our documentation strategy, while simultaneously improving documentation quality and audit resilience – evidence of our pragmatic and value-oriented approach.
What characterizes an effective MaRisk ICS integration, and how does ADVISORI support implementation?
An effective internal control system (ICS) according to MaRisk is far more than a collection of controls – it is an integrated framework that proactively addresses risks while promoting operational efficiency. For the C-suite, an optimally implemented ICS is an instrument of strategic leadership that creates both regulatory security and business value.
🛡 ️ Characteristics of Excellent ICS According to MaRisk:
•
Strategic Alignment: Integration of ICS into corporate strategy and governance structure so that controls function not in isolation but as part of the overall system.
•
Risk-Based Approach: Focusing controls on material risks rather than blanket monitoring with a one-size-fits-all approach – for maximum impact with optimal resource deployment.
•
Process Integration: Anchoring controls directly in business processes so they function as integrated quality assurance rather than downstream audit steps.
•
Digitalization and Automation: Use of modern technologies for continuous, system-supported controls instead of manual, sample-based reviews.
•
Clear Responsibilities: Establishment of the Three-Lines-of-Defense model with clear assignment of roles and responsibilities.
🔧 The ADVISORI Implementation Approach:
•
Diagnosis & Analysis: Comprehensive assessment of your existing ICS against best practices and regulatory requirements to identify optimization potentials.
•
Strategic ICS Design: Development of a customized ICS architecture that is both effective and efficient and considers your organizational specifics.
•
Process Mining & Control Mapping: Identification of critical control points in your core processes and development of tailored control mechanisms.
•
Technology Enablement: Selection and integration of suitable ICS tools for automating controls and reporting.
•
Change Management: Accompanying cultural change toward a risk-oriented organization with clear control awareness at all levels.Our clients typically experience a significant reduction in manual control activities after ICS implementation with ADVISORI, while simultaneously increasing control effectiveness – the ideal combination of compliance security and operational efficiency.
How can we ensure that the integration of risk management tools as part of MaRisk implementation creates real value?
The integration of modern risk management tools is a central success factor for value-creating MaRisk implementation. However, not every tool introduction automatically results in business value. The difference between a cost-intensive IT investment and a strategic enabler lies in the thoughtful selection, integration, and use of these technologies.
đź’» Core Factors for Value-Creating Tool Integration:
•
Business-IT Alignment: Prioritization of tools that not only meet regulatory requirements but also support concrete business objectives and deliver measurable efficiency gains.
•
Data Integration & Quality: Ensuring a consistent, quality-checked data basis as the foundation of all risk management systems – without reliable data, no reliable risk statements.
•
Automation & Analytics: Focus on solutions that automate repetitive tasks while offering advanced analytical capabilities for better risk assessments.
•
Scalability & Flexibility: Selection of technologies that grow with your institution and can adapt to changing regulatory requirements without requiring complete system changes.
•
User Acceptance & Competence: Consideration of usability and required training measures as critical factors for successful deployment of any technology.
🚀 The ADVISORI Approach to Tool Integration:
•
Needs-Oriented Tool Selection: Thorough analysis of your specific requirements and market offerings considering cost-benefit aspects, technical fit, and future-proofing.
•
Customized Customizing: Adaptation of selected tools to your specific processes and organizational specifics for maximum effectiveness.
•
Seamless System Integration: Development of interfaces and data integration concepts that connect your risk management systems with existing applications and avoid data silos.
•
Competence Building & Change Management: Comprehensive training and support of your teams to ensure high usage competence and acceptance of new tools.
•
Continuous Optimization: Establishment of feedback loops and performance indicators that enable ongoing improvement of tool usage.Our experience shows: Institutions that pursue this holistic approach to tool integration typically achieve 25‑40% higher efficiency gains and significantly improved decision quality in risk management – while simultaneously achieving higher user satisfaction and more sustainable return on investment.
What return on investment can we expect from professional MaRisk implementation with ADVISORI?
MaRisk implementation is far more than a compliance cost factor – properly implemented, it represents a strategic investment with measurable return on investment. The financial consideration must go beyond mere avoidance of regulatory sanctions and include the holistic value contribution of an optimized risk and control landscape.
đź’° Quantifiable Value Contributions of Strategic MaRisk Implementation:
•
Reduction of Operational Losses: Our clients report an average reduction of OpRisk losses by 25‑35% through improved early risk detection and preventive control mechanisms.
•
Process Efficiency Gains: Optimized processes with integrated controls lead to efficiency increases of 15‑20% in risk-relevant business processes through elimination of redundancies and automation of manual controls.
•
Reduction of Compliance Costs: Future-proof compliance architectures reduce costs for regulatory adjustments in future MaRisk amendments by up to 40% through reusable components and flexible structures.
•
Capital Optimization: More precise risk measurement and management enables more efficient capital allocation, which can lead to optimization of risk-weighted assets by 3‑8%.
🔄 Indirect Value Drivers with Strategic Impact:
•
Accelerated decision processes through improved risk transparency and data quality
•
Increased trust from customers, investors, and rating agencies
•
Stronger resilience against unforeseen events and market turbulence
•
Better positioning for strategic initiatives and innovations through solid risk foundation
⏱ ️ Typical ROI Time Horizon with ADVISORI:
•
Short-term (1‑6 months): Immediate compliance security and initial efficiency gains through optimization of existing processes
•
Medium-term (6‑18 months): Significant reduction of operational losses and measurable decline in manual control activities
•
Long-term (18+ months): Structural efficiency gains, sustainable competitive advantages, and increased agility in regulatory changesOur project experience shows: Institutions that view MaRisk as a strategic opportunity and implement it with an experienced partner like ADVISORI typically achieve complete amortization of their implementation investments within 18‑24 months – and subsequently benefit from sustainable efficiency and quality advantages.
How does MaRisk implementation with ADVISORI differ from conventional approaches and what advantages does this offer our institution?
MaRisk implementation is facing a paradigm shift: away from isolated compliance projects, toward integrated approaches that connect regulatory requirements with strategic value. ADVISORI recognized this change early and developed a unique implementation approach that fundamentally differs from conventional methods.
🔄 Paradigm Shift in MaRisk Implementation:
•
From Compliance Silos to Integrated Governance Structures: Our approach views MaRisk not as a separate compliance requirement but as an integral component of your corporate governance and business strategy.
•
From Document-Centric to Process-Oriented: Instead of primarily focusing on documentation, we optimize your processes and integrate MaRisk requirements directly into business workflows.
•
From Manual Controls to Intelligent Automation: We replace sample-based manual controls with continuous, system-supported monitoring mechanisms with AI support.
•
From Reactive to Proactive Compliance: Our implementation creates structures that not only anticipate current but also future regulatory requirements and can flexibly adapt.
🛠️ Concrete Differentiation Features of the ADVISORI Approach:
•
Business-Process-First Philosophy: We first analyze and optimize your business processes and then integrate MaRisk controls, rather than viewing regulatory requirements in isolation.
•
Modular Implementation Architecture: Our building block principle enables customized solutions precisely tailored to your institutional structure and specific challenges.
•
Digital Transformation of Compliance: Use of cutting-edge technologies (Process Mining, Robotic Process Automation, Advanced Analytics) for automation and efficiency enhancement in compliance management.
•
Agile Implementation Methodology: Iterative approach with rapid feedback cycles and continuous value delivery instead of classic waterfall approaches.
đź’Ľ Concrete Advantages for Your Institution:
•
Customized Fit: No standard solutions, but precise implementation tailored to your organizational structure, business model, and IT landscape.
•
Accelerated Implementation: Experience shows 30‑40% shorter implementation times through proven accelerators, best-practice catalogs, and efficient project methodology.
•
Higher Acceptance: Significantly improved adoption and acceptance of MaRisk processes through early involvement of specialist departments and user-friendly solutions.
•
Future-Proofing: Flexible architecture that can integrate future regulatory changes with minimal adjustment effort.
What critical success factors should our management particularly consider in MaRisk implementation?
Successful implementation of MaRisk requirements depends decisively on the strategic alignment and active support of management. Our long-standing experience shows that certain success factors are crucial for the success or failure of a MaRisk implementation project – and these factors often lie within the direct sphere of influence of the C-suite.
🏆 Critical Success Factors for Management:
•
Tone from the Top: Clear commitment of management to MaRisk implementation as a strategic initiative, not as a pure compliance exercise. The visible prioritization and personal involvement of top management signals the importance of the topic to the organization.
•
Strategic Embedding: Positioning MaRisk not as an isolated regulatory topic but as an integral component of corporate strategy and business model development with clear anchoring in the overall strategy.
•
Resource Allocation: Provision of sufficient personnel, financial, and technical resources. Undersized project teams or inadequate budgets inevitably lead to quality losses in implementation.
•
Change Management: Proactive management of cultural change toward a risk-oriented organization. MaRisk often requires fundamental changes in thinking and working methods that must be actively promoted.
⚠️ Typical Pitfalls from Management Perspective:
•
Delegation Reflex: Complete delegation of MaRisk implementation to the second or third line of defense without own involvement. This often leads to lack of acceptance in the first line of defense.
•
Documentation Focus: Excessive concentration on creating documents instead of actual integration of MaRisk requirements into operational processes and decision structures.
•
Silo Thinking: Implementation of MaRisk in isolated specialist areas without cross-functional coordination and governance, leading to redundancies and inconsistencies.
•
Technology Underestimation: Neglect of IT-side support and systemic integration of MaRisk processes, leading to high manual efforts in the long term.
🌟 ADVISORI Best Practices for Management:
•
Governance Structure: Establishment of a high-level steering committee under direct leadership of a management board member for continuous monitoring and strategic direction of the implementation program.
•
Integrated Project Portfolio: Coordination of MaRisk implementation with other strategic initiatives (e.g., digitalization, process optimization) to maximize synergies and avoid goal conflicts.
•
Stakeholder Management: Early and continuous involvement of all relevant stakeholder groups, especially operational specialist departments that ultimately must implement MaRisk requirements.
•
Measurable Progress: Definition of clear KPIs and milestones for monitoring implementation progress and ensuring sustainable value creation beyond pure compliance.
How can our bank use MaRisk implementation to simultaneously accelerate digital transformation?
MaRisk implementation and digital transformation are often mistakenly viewed as competing priorities. In reality, they offer considerable synergy potential when intelligently interwoven, which can strengthen both regulatory compliance and the digital competitiveness of your institution. ADVISORI has developed an integrated approach that harmonizes and mutually reinforces these two strategic imperatives.
🔄 Synergies Between MaRisk and Digital Transformation:
•
Data Quality as Common Enabler: Both MaRisk (AT 4.3.4) and digital initiatives require high-quality, consistent data. Investments in data quality and governance create a solid foundation for both dimensions.
•
Process Optimization with Double Return: The process analysis and documentation necessary for MaRisk offers the ideal opportunity for simultaneous digitalization and automation of these processes.
•
Future-Proof IT Architecture: MaRisk-compliant IT structures (AT 7.2) can be directly designed to meet the requirements of modern, API-based and cloud-capable architectures.
•
Agility Through Clear Governance: A mature MaRisk control system enables more agility and faster innovation, as risks can be more precisely identified and managed.
🚀 Concrete Integration Strategies:
•
Digital-First Implementation: Design of all MaRisk processes and controls from the ground up digitally, without media breaks and with maximum automation – instead of subsequent digitalization of manual processes.
•
Integrated Platform Strategy: Implementation of Governance, Risk, and Compliance platforms that simultaneously meet MaRisk requirements and serve as strategic enablers for digital business models.
•
AI-Supported Compliance: Use of artificial intelligence and machine learning for precise early risk detection, automated controls, and efficient regulatory reporting.
•
Agile MaRisk Implementation: Use of agile methods (Scrum, Kanban) for MaRisk implementation to promote speed, flexibility, and continuous improvement.
đź’ˇ Transformative Use Cases at the Interface of MaRisk and Digitalization:
•
Digital ICS: Implementation of a fully digitalized internal control system with real-time monitoring, automated controls, and dynamic reporting.
•
Smart Reporting: AI-supported analysis and reporting tools that both meet regulatory requirements and deliver valuable business intelligence for strategic decisions.
•
RegTech Integration: Seamless integration of specialized RegTech solutions into your existing IT landscape for maximum efficiency and compliance security.
•
Digital Risk Management: Building digital risk management that addresses traditional and new digital risks (Cyber, Third-Party, Cloud) in a unified framework.Our experience shows: Institutions that approach MaRisk and digital transformation in an integrated manner typically achieve 30‑40% higher return on investment in both dimensions than those that view these topics in isolation.
How does ADVISORI ensure that our MaRisk documentation is both regulatorily complete and practically usable?
The balance between regulatory completeness and practical usability of MaRisk documentation is one of the greatest challenges for financial institutions. Overly comprehensive, unstructured documentation formally meets requirements but offers little practical value and causes high maintenance efforts. ADVISORI has developed a practice-oriented documentation approach that optimally combines both dimensions.
đź“š Basic Principles of Our Documentation Approach:
•
Value Orientation: Each document is designed to not only meet regulatory requirements but also provide concrete benefits for operational processes and decisions.
•
Modularity: Building a modular documentation architecture with standardized building blocks that can be flexibly combined and reused to avoid redundancies.
•
Depth Gradation: Structuring documentation into different detail levels – from management summaries for executive leadership to detailed work instructions for operational teams.
•
Dynamic Linking: Intelligent linking of all documents so that changes in one place are automatically traceable in all dependent documents.
🔧 Concrete Implementation Steps with ADVISORI:
•
Gap Analysis of Existing Documentation: Systematic assessment of your current documentation landscape against regulatory requirements and best practices to identify gaps and optimization potentials.
•
Development of Customized Documentation Architecture: Design of an institution-specific documentation structure that considers your specific business processes, organizational structure, and IT landscape.
•
Creation of Practice-Oriented Documentation Templates: Development of standardized templates for various document types (policies, process descriptions, control documentation) that ensure both regulatory requirements and practical usability.
•
Implementation of a Document Management System: Selection and configuration of a suitable technological solution for efficient management, versioning, and linking of all MaRisk-relevant documents.
đź’ˇ Value Aspects of Our Documentation Approach:
•
Reduction of maintenance effort by up to 50% through intelligent linking and reuse of documentation building blocks
•
Increase in documentation quality through standardized structures and content with clear responsibilities
•
Improvement of audit resilience through complete traceability of regulatory requirement fulfillment
•
Increase in user acceptance through practice-oriented, understandable, and accessible documentationAt ADVISORI, we understand MaRisk documentation not as an isolated compliance exercise but as strategic knowledge management that combines regulatory security with operational excellence. Our approach transforms the documentation obligation from a burden into a competitive advantage for your institution.
How do we optimally integrate MaRisk requirements into our internal control system without overloading processes?
The integration of MaRisk requirements into the internal control system (ICS) presents many institutions with a dilemma: on one hand, regulatory requirements must be fully met; on the other hand, excessive controls threaten to impair process efficiency. ADVISORI pursues a risk-focused integration approach that balances regulatory security with operational efficiency.
⚖ ️ Basic Principles of Our ICS Integration:
•
Risk-Based Prioritization: Focusing control resources on actually critical risks rather than blanket controls with equal intensity – more impact with more targeted resource deployment.
•
Process-Immanent Controls: Integration of controls directly into business processes so they form a natural part of the workflow and are not perceived as hindering additional steps.
•
Exploiting Automation Potential: Identification and implementation of technological solutions for automated controls that minimize manual efforts while increasing control quality.
•
Clear Governance Structures: Establishment of clear responsibilities and escalation paths in the Three-Lines-of-Defense model to avoid redundancies and competence overlaps.
🔍 The ADVISORI Approach to Optimal ICS Integration:
•
Systematic Risk and Control Analysis: Comprehensive assessment of your business processes, identification of critical risk points, and mapping of existing controls to recognize gaps and overlaps.
•
Design of an Integrated Control Concept: Development of a customized ICS architecture that meets MaRisk requirements while being optimally aligned with your specific processes and organizational structure.
•
Technology-Supported Implementation: Selection and integration of suitable tools for automating control activities, documentation, and reporting that significantly reduce manual effort.
•
Sustainable Anchoring: Training of employees and integration of ICS responsibilities into job descriptions and performance objectives to establish a sustainable control culture.
âś… Concrete Optimization Examples from Our Practice:
•
Reduction of redundant controls by an average of 30% through consolidation of overlapping control activities while strengthening control effectiveness
•
Implementation of continuous monitoring systems that replace manual sample controls with automated full audits while increasing the meaningfulness of controls
•
Integration of workflow management systems that seamlessly embed control activities, approval processes, and documentation requirements into daily work
•
Development of risk-based control plans that adapt control frequency and intensity to the actual risk profile and thus enable focused resource deploymentOur experience shows: An intelligently designed ICS does not lead to process overload but increases process quality and efficiency in the long term through early error detection, clear responsibilities, and continuous improvement.
What technology and tool strategy does ADVISORI recommend for future-proof MaRisk implementation?
A well-conceived technology and tool strategy is crucial for sustainable and efficient MaRisk implementation. The right technological support transforms MaRisk from a resource-intensive compliance topic into a strategic enabler for your institution. ADVISORI pursues a future-oriented approach that connects short-term compliance requirements with long-term technological vision.Our experience shows: Institutions that invest in a well-conceived MaRisk technology strategy typically reduce their ongoing compliance costs by 25‑40% while simultaneously creating a solid foundation for continuous regulatory adjustments.
How does ADVISORI support our bank in developing a MaRisk-compliant risk management infrastructure?
A high-performance risk management infrastructure is the heart of successful MaRisk implementation. It connects regulatory compliance with strategic decision support and forms the foundation for the long-term competitiveness of your institution. ADVISORI accompanies banks and financial service providers in developing an integrated risk management infrastructure that is both MaRisk-compliant and business-promoting.Our experience with numerous institutions of different sizes and orientations shows: A well-designed and implemented risk management infrastructure is not only a compliance requirement but a strategic value driver that is reflected in measurable business results.
What synergies can be leveraged between MaRisk implementation and other regulatory requirements (DORA, NIS2, BAIT)?
The regulatory landscape for financial institutions is becoming increasingly complex, with a multitude of overlapping regulations such as MaRisk, DORA, NIS2, and BAIT. Isolated implementation of each regulation inevitably leads to redundancies, inefficiencies, and increased compliance costs. ADVISORI pursues an integrated harmonization approach that systematically identifies and makes usable the synergies between these regulations.Our experience shows: Institutions that pursue an integrated approach to regulatory compliance achieve not only considerable cost advantages but transform compliance from a pure cost factor into a strategic enabler for operational excellence and competitiveness.
How does ADVISORI support in overcoming typical hurdles in MaRisk implementation?
MaRisk implementation presents many institutions with considerable challenges that often go beyond purely technical questions. Our project experience shows that besides technical aspects, especially organizational, cultural, and change management factors determine success or failure. ADVISORI has developed a comprehensive approach that systematically addresses and overcomes these typical implementation hurdles.Our experience shows: With the right method mix and a balanced combination of technical, technological, and change management expertise, even complex MaRisk implementation projects can be successfully and sustainably implemented.
What advantages does a phased MaRisk implementation offer compared to a big-bang approach?
Choosing the right implementation approach is one of the first and simultaneously most critical decisions in MaRisk implementation. While some institutions prefer a comprehensive big-bang approach, ADVISORI recommends a structured, phased implementation in most cases. Our project experience shows that this approach both minimizes risk and maximizes the sustainable value contribution of MaRisk implementation.Our experience shows: A customized, phased implementation approach balances compliance security with practicability and creates optimal conditions for sustainably successful MaRisk implementation.
How does ADVISORI support us in improving our internal MaRisk expertise?
Sustainable MaRisk compliance requires more than one-time implementation of processes and controls – it is essentially based on continuous internal expertise and a healthy risk culture. ADVISORI places special emphasis on not only creating MaRisk-compliant structures but also strengthening your institution's ability to independently further develop and operate them.Our experience shows: Institutions that invest specifically in building internal expertise parallel to technical MaRisk implementation not only achieve better audit results but also develop more sustainable, cost-effective compliance architecture with lower external dependency.
How can MaRisk be positioned as an enabler for our growth and innovation rather than as a pure compliance cost factor?
Positioning MaRisk as a strategic enabler rather than a pure cost factor requires a perspective shift throughout the organization. In leading financial institutions, MaRisk implementation is increasingly evolving from a pure compliance exercise to an integral component of value creation strategy. ADVISORI supports institutions in making this change and using MaRisk as an accelerator for growth and innovation.Our experience shows: Institutions that position MaRisk not as an isolated compliance topic but as a strategic enabler transform an apparent cost factor into a sustainable competitive advantage and create the foundation for long-term, resilient growth.
How can our institution ensure acceptance and anchoring of MaRisk requirements in all organizational areas?
Successful anchoring of MaRisk in all organizational areas is one of the greatest challenges in implementation. Technically perfect solutions remain ineffective if they are not understood, accepted, and lived by employees in daily life. ADVISORI has developed a holistic approach that focuses on cultural, structural, and behavioral aspects of MaRisk anchoring.Our experience shows: A comprehensive anchoring strategy that equally addresses cultural, structural, and individual aspects is the key to sustainable MaRisk compliance that is supported by all employees and manifests in daily practice.
How can MaRisk implementation be optimally connected with our ESG strategy and sustainability goals?
The integration of MaRisk implementation and ESG strategy offers considerable synergy potential that is not yet fully recognized and utilized by many institutions. Instead of building isolated compliance silos for different regulatory areas, an integrated approach enables both efficiency gains and strategic competitive advantages. ADVISORI supports institutions in systematically tapping these synergies and developing a holistic governance approach.Our experience shows: Institutions that address MaRisk and ESG in an integrated manner not only achieve efficiency advantages but also tap strategic differentiation potentials through superior governance structures and advanced risk management that systematically includes forward-looking sustainability aspects.
What are the most important success factors for the sustainability of our MaRisk implementation beyond the initial project period?
The long-term effectiveness of MaRisk implementation is often only decided after completion of the initial project. Many institutions experience a creeping loss of effectiveness when project-related focus wanes and operational routine dominates. ADVISORI has developed a comprehensive approach that strategically anchors the sustainability of MaRisk implementation from the beginning and enables joint success measurement.Our experience shows: Institutions that anchor MaRisk sustainability from the beginning as a strategic goal and systematically support it with suitable structures, processes, and instruments achieve significantly higher long-term effectiveness of their implementation and avoid costly improvements in supervisory findings.
What technology and tool strategy does ADVISORI recommend for future-proof MaRisk implementation?
A well-conceived technology and tool strategy is crucial for sustainable and efficient MaRisk implementation. The right technological support transforms MaRisk from a resource-intensive compliance topic into a strategic enabler for your institution. ADVISORI pursues a future-oriented approach that connects short-term compliance requirements with long-term technological vision.Our experience shows: Institutions that invest in a well-conceived MaRisk technology strategy typically reduce their ongoing compliance costs by 25‑40% while simultaneously creating a solid foundation for continuous regulatory adjustments.
How does ADVISORI support our bank in developing a MaRisk-compliant risk management infrastructure?
A high-performance risk management infrastructure is the heart of successful MaRisk implementation. It connects regulatory compliance with strategic decision support and forms the foundation for the long-term competitiveness of your institution. ADVISORI accompanies banks and financial service providers in developing an integrated risk management infrastructure that is both MaRisk-compliant and business-promoting.Our experience with numerous institutions of different sizes and orientations shows: A well-designed and implemented risk management infrastructure is not only a compliance requirement but a strategic value driver that is reflected in measurable business results.
What synergies can be leveraged between MaRisk implementation and other regulatory requirements (DORA, NIS2, BAIT)?
The regulatory landscape for financial institutions is becoming increasingly complex, with a multitude of overlapping regulations such as MaRisk, DORA, NIS2, and BAIT. Isolated implementation of each regulation inevitably leads to redundancies, inefficiencies, and increased compliance costs. ADVISORI pursues an integrated harmonization approach that systematically identifies and makes usable the synergies between these regulations.Our experience shows: Institutions that pursue an integrated approach to regulatory compliance achieve not only considerable cost advantages but transform compliance from a pure cost factor into a strategic enabler for operational excellence and competitiveness.
How does ADVISORI support in overcoming typical hurdles in MaRisk implementation?
MaRisk implementation presents many institutions with considerable challenges that often go beyond purely technical questions. Our project experience shows that besides technical aspects, especially organizational, cultural, and change management factors determine success or failure. ADVISORI has developed a comprehensive approach that systematically addresses and overcomes these typical implementation hurdles.Our experience shows: With the right method mix and a balanced combination of technical, technological, and change management expertise, even complex MaRisk implementation projects can be successfully and sustainably implemented.
What advantages does a phased MaRisk implementation offer compared to a big-bang approach?
Choosing the right implementation approach is one of the first and simultaneously most critical decisions in MaRisk implementation. While some institutions prefer a comprehensive big-bang approach, ADVISORI recommends a structured, phased implementation in most cases. Our project experience shows that this approach both minimizes risk and maximizes the sustainable value contribution of MaRisk implementation.Our experience shows: A customized, phased implementation approach balances compliance security with practicability and creates optimal conditions for sustainably successful MaRisk implementation.
How does ADVISORI support us in improving our internal MaRisk expertise?
Sustainable MaRisk compliance requires more than one-time implementation of processes and controls – it is essentially based on continuous internal expertise and a healthy risk culture. ADVISORI places special emphasis on not only creating MaRisk-compliant structures but also strengthening your institution's ability to independently further develop and operate them.Our experience shows: Institutions that invest specifically in building internal expertise parallel to technical MaRisk implementation not only achieve better audit results but also develop more sustainable, cost-effective compliance architecture with lower external dependency.
How can MaRisk be positioned as an enabler for our growth and innovation rather than as a pure compliance cost factor?
Positioning MaRisk as a strategic enabler rather than a pure cost factor requires a perspective shift throughout the organization. In leading financial institutions, MaRisk implementation is increasingly evolving from a pure compliance exercise to an integral component of value creation strategy. ADVISORI supports institutions in making this change and using MaRisk as an accelerator for growth and innovation.Our experience shows: Institutions that position MaRisk not as an isolated compliance topic but as a strategic enabler transform an apparent cost factor into a sustainable competitive advantage and create the foundation for long-term, resilient growth.
How can our institution ensure acceptance and anchoring of MaRisk requirements in all organizational areas?
Successful anchoring of MaRisk in all organizational areas is one of the greatest challenges in implementation. Technically perfect solutions remain ineffective if they are not understood, accepted, and lived by employees in daily life. ADVISORI has developed a holistic approach that focuses on cultural, structural, and behavioral aspects of MaRisk anchoring.Our experience shows: A comprehensive anchoring strategy that equally addresses cultural, structural, and individual aspects is the key to sustainable MaRisk compliance that is supported by all employees and manifests in daily practice.
How can MaRisk implementation be optimally connected with our ESG strategy and sustainability goals?
The integration of MaRisk implementation and ESG strategy offers considerable synergy potential that is not yet fully recognized and utilized by many institutions. Instead of building isolated compliance silos for different regulatory areas, an integrated approach enables both efficiency gains and strategic competitive advantages. ADVISORI supports institutions in systematically tapping these synergies and developing a holistic governance approach.Our experience shows: Institutions that address MaRisk and ESG in an integrated manner not only achieve efficiency advantages but also tap strategic differentiation potentials through superior governance structures and advanced risk management that systematically includes forward-looking sustainability aspects.
What are the most important success factors for the sustainability of our MaRisk implementation beyond the initial project period?
The long-term effectiveness of MaRisk implementation is often only decided after completion of the initial project. Many institutions experience a creeping loss of effectiveness when project-related focus wanes and operational routine dominates. ADVISORI has developed a comprehensive approach that strategically anchors the sustainability of MaRisk implementation from the beginning and enables joint success measurement.Our experience shows: Institutions that anchor MaRisk sustainability from the beginning as a strategic goal and systematically support it with suitable structures, processes, and instruments achieve significantly higher long-term effectiveness of their implementation and avoid costly improvements in supervisory findings.
Erfolgsgeschichten
Entdecken Sie, wie wir Unternehmen bei ihrer digitalen Transformation unterstĂĽtzen
Generative KI in der Fertigung
Bosch
KI-Prozessoptimierung fĂĽr bessere Produktionseffizienz
Fallstudie
Ergebnisse
Reduzierung der Implementierungszeit von AI-Anwendungen auf wenige Wochen
Verbesserung der Produktqualität durch frühzeitige Fehlererkennung
Steigerung der Effizienz in der Fertigung durch reduzierte Downtime
AI Automatisierung in der Produktion
Festo
Intelligente Vernetzung für zukunftsfähige Produktionssysteme
Fallstudie
Ergebnisse
Verbesserung der Produktionsgeschwindigkeit und Flexibilität
Reduzierung der Herstellungskosten durch effizientere Ressourcennutzung
Erhöhung der Kundenzufriedenheit durch personalisierte Produkte
KI-gestĂĽtzte Fertigungsoptimierung
Siemens
Smarte Fertigungslösungen für maximale Wertschöpfung
Fallstudie
Ergebnisse
Erhebliche Steigerung der Produktionsleistung
Reduzierung von Downtime und Produktionskosten
Verbesserung der Nachhaltigkeit durch effizientere Ressourcennutzung
Digitalisierung im Stahlhandel
Klöckner & Co
Digitalisierung im Stahlhandel
Fallstudie
Ergebnisse
Über 2 Milliarden Euro Umsatz jährlich über digitale Kanäle
Ziel, bis 2022 60% des Umsatzes online zu erzielen
Verbesserung der Kundenzufriedenheit durch automatisierte Prozesse
Lassen Sie uns
Zusammenarbeiten!
Ist Ihr Unternehmen bereit für den nächsten Schritt in die digitale Zukunft? Kontaktieren Sie uns für eine persönliche Beratung.
Ihr strategischer Erfolg beginnt hier
Unsere Kunden vertrauen auf unsere Expertise in digitaler Transformation, Compliance und Risikomanagement
Bereit für den nächsten Schritt?
Vereinbaren Sie jetzt ein strategisches Beratungsgespräch mit unseren Experten
30 Minuten • Unverbindlich • Sofort verfügbar
Zur optimalen Vorbereitung Ihres Strategiegesprächs:
Ihre strategischen Ziele und Herausforderungen
Gewünschte Geschäftsergebnisse und ROI-Erwartungen
Aktuelle Compliance- und Risikosituation
Stakeholder und Entscheidungsträger im Projekt
Bevorzugen Sie direkten Kontakt?
Direkte Hotline für Entscheidungsträger
Strategische Anfragen per E-Mail
Detaillierte Projektanfrage
Für komplexe Anfragen oder wenn Sie spezifische Informationen vorab übermitteln möchten